Privacy Policy

1. Overview

FD/CD Penalty Calculator ("we", "us", or "our") operates fdbreakcalculator.com. This page informs you of our policies regarding the collection, use, and disclosure of personal information when you use our calculator tool.

2. Information We Collect

We do not collect any personal information. All calculations are performed entirely in your browser. No data you enter — deposit amounts, dates, interest rates, or bank selections — is transmitted to our servers or stored anywhere.

We do not use forms, do not require registration, and do not track individual user calculations.

3. Cookies and Analytics

We use Google Analytics to understand aggregate usage patterns (e.g., how many visitors the site receives, which pages are most popular). Google Analytics uses cookies to collect anonymous, non-identifying information.

We may also use cookies solely for remembering your theme preference (dark/light mode) and country selection (India/USA). These cookies store no personal data.

4. Third-Party Services

• Google Analytics — for aggregate traffic analysis.
• Google AdSense — for displaying advertisements. AdSense may use cookies and web beacons to serve ads based on your prior visits to this or other websites.

5. Data Security

Since we do not collect or store personal data, there is no personal data at risk. Your calculations happen entirely within your browser and are never sent over the network.

6. Changes to This Policy

We may update this privacy policy from time to time. Any changes will be posted on this page with an updated revision date. Continued use of the site after changes constitutes acceptance of the revised policy.

7. Contact

If you have questions about this privacy policy, please visit our Contact page.